manifesto

How we think, how we move, and what we refuse to compromise on. The principles that shape our decisions, our speed, and the way we build for people — not systems.

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FYI this is how we operate
anzo
FYI this is how we operate
FYI this is how we operate
FYI this is how we operate
FYI this is how we operate
FYI this is how we operate
FYI this is how we operate
FYI this is how we operate
01

Give a Fuck. It’s Quite Simple

We give a fuck about what we do. We take pride in our work, and we respect the people who trust us with their money. We don’t take trust lightly — especially when it comes to people’s financial lives. We are not asleep at the wheel. We wake up and we build. When we stop giving a fuck, that is when it’s over. And that will never happen.

02

Move with Urgency

Being slow is not giving a fuck, so go back to step one. There is so much life to live, so much product to build, it cannot be wasted on taking 3 days to respond to an email. We make decisions thoughtfully, but quickly. We are fast, clear, and decisive. We operate at a high velocity and compound daily.

03

Business is Craft

Creating something new requires taste, restraint, and responsibility. What we build reflects both the people behind it and the people who use it. We monetize where we feel we add value.

04

Product is Personal

Every Anzo decision reflects what we believe matters. Anzo is about freedom. It’s about owning your hard-earned money without being interrogated by a faceless system.

05

Community is Crucial

What’s the point of having nice things if we can’t share them? Anzo is better when it’s built with the people who use it.

06

Right Intentions

We are not always perfect, but what we build is always with care and a genuine desire to make life better for us and those around us.

07

Right Execution

Intentions mean nothing without it. We are professionals at what we do, and we do things well, and we take them to the end.

What we refuse to make you deal with

People hate feeling stupid or confused, especially with new stuff. We won’t force you to learn words you don’t know (for example, “non-custodial”), we’ll just say: “you control your money, not us”, and you will get what we mean. If something is confusing, that’s on us.

01

We’re bored with dead banking apps ourselves

That’s why we made Anzo alive: real voices, real moments, real usage, real people talking and doing real things.

02

Speed is everything

If you can’t pay in seconds, it’s useless. We focus on fast signup, an instant virtual card you can add to Apple/Google Pay right away, and full price.

03

Community beats “audience”

People want to belong, not just watch. You can text the founder, DM the app, and get a real response. That’s how usage becomes a community.