Global life needs simpler money
Built for people between cities — not stuck in one.
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Stay Global
Pay Local
Pay at over 110m stores
Available on the Apple App Store and Google Play in 194 countries
Apple Pay, Google Pay, and local QR payments
Bank-grade cryptographic security (SOC 2 compliant)
The best UX wallet for cross-border use
Anzo is a community-first money app for people who live across borders and value their time, money and lifestyle. You send, exchange, deposit, withdraw and pay with Apple/Google Pay or local QR methods.
benefits
anzo
Benefits — ANZO
You stay in control
Your money stays yours. You hold and control it, Anzo just helps you use it.
Add & take out money your way
Top up or cash out in digital or local currency, with the methods that actually fit your life.
Stay global, pay like a local
Pay anywhere with Apple Pay or Google Pay or local QR methods — wherever you land.
Send money across borders instantly
Clean, fast and transparent. No hidden “oh, by the way…” moments.
Fast to start
Digital onboarding designed to get you set up within minutes.
Be among the first to download Anzo.
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download now
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faq
anzo
Questions & Answers
001.
What is Anzo?
Anzo is a money app for people who move money across countries, currencies, and payment systems.
With Anzo, you can hold a single USD balance in the app, send and receive funds across blockchains, and spend via cards or local payment methods — while Anzo handles routing, conversion, and settlement in the background. Before you confirm any action, you see the cost, requirements, and expected outcome.
002.
Who is Anzo for?
Anzo is built for people whose financial life spans more than one country.
This includes remote workers, travelers, international teams, freelancers, expats, and anyone who regularly sends, receives, or spends money across borders using different payment rails.
003.
How does Anzo work?
Anzo lets you manage money in one place.
Anzo handles the underlying complexity and focuses on what matters — clarity around cost, requirements, and what to expect — before you confirm. If you’re curious to go deeper, we share more about how Anzo is built and the principles behind it in our documentation.
004.
Is Anzo a bank?
No. Anzo is a financial technology company not a bank. Your funds are non-custodial, meaning we do not hold them and cannot block them. We provide the ability to spend these funds or deposit and withdraw funds via regulated partners.
005.
How do I get started?
Download the app now in the Apple Store and Google Play store to get early access to the Anzo mobile app.
006.
Do I control my money with Anzo?
Yes. You initiate every transaction, approve every transfer, and see costs and requirements upfront. Anzo does not arbitrarily block access or move funds without your action. Certain actions may require identity verification or compliance checks, which are always explained before you proceed.
007.
What currencies does Anzo support?
Anzo supports multiple currencies and digital assets.
Availability depends on your region and the payment methods enabled for your account. Supported options are always shown in the app before you take any action, so you know exactly what you can send, receive, or spend.
008.
How do I send money with Anzo?
To send money, you select the recipient and can send digital dollars on the majority of blockchains in USD. You can also send to other Anzo users instantly and for free.
009.
Can the same currency be sent in different ways?
At the moment Anzo supports USD transfers only.
010.
How fast are payments and transfers?
USD transfers to Anzo and blockchain users are instant.
011.
Can I send money internationally?
Yes. Anyone holding an Anzo or blockchain wallet can receive USD.
012.
Can I send money to someone who doesn’t use Anzo?
Yes, you can send USD (USDT or USDC) to anyone on any blockchain network.
013.
How do I receive money?
You receive money by selecting a supported receiving method in the app.
Depending on the method, Anzo provides you with the necessary details (such as a deposit address or payment information) that you can share with the sender. Once the funds arrive, they are reflected in your Anzo balance and can be held, sent, or spent using available options.
014.
How do I add money?
You add money by choosing a deposit method available in your region.
Anzo shows all supported deposit options, guides you through the required steps, and displays fees, limits, and estimated timing before you proceed. Once the deposit is completed, the funds are credited to your Anzo balance.
015.
How does Anzo make money?
Anzo earns revenue primarily through card interchange fees and additional added-value fees. We do not earn fees on Digital Asset transfers.
016.
Do I need to verify my identity?
In some cases, yes. Verification depends on what you’re trying to do. If it’s required, we explain why and guide you through the process before you continue.
Yes, for certain actions.
Start now. Get anzo.
